Can my SMSF buy property?

SMSF property is popular but heavily regulated. Get it wrong and the penalties are serious, so this is an overview, not advice.

The key rules

An SMSF buying residential property must generally satisfy:

• Sole purpose test, held solely to provide retirement benefits to members.
• No personal use, members and relatives can't live in or rent a residential SMSF property.
• Arm's length, bought and managed at market rates.
• Borrowing, only via a compliant Limited Recourse Borrowing Arrangement (LRBA).

Getting the property right

Compliance is your adviser's job; finding a property that actually performs is ours. We source SMSF-suitable, positively geared stock and coordinate with your accountant and SMSF specialist.

This is general information only, always engage a licensed SMSF adviser. We'll handle finding and securing the right property.